Payment Methods
Paynova can process both national and international payments. In order to easily customize our service to different target audiences, we offer 12 languages (English, German, French, Spanish, Italian, Dutch, Swedish, Norwegian, Finnish, Danish, Korean and Chinese) and 10 currencies (EURO, USD, GBP, SEK, NOK, DKK, CHF, AUD, TYR and RNB) depending on which model you employ. Paynova adds new payment methods as consumer payment patterns change.
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Visa is the largest electronic payment network in the world, and one of the world’s best-known financial brands. Visa is a membership organization made up of 21,200 banks and financial institutions which have collectively issued 1.9 billion Visa debit, credit and corporate cards which can be used at over 29 million different sales locations worldwide. |
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MasterCard and Maestro MasterCard is one of the most established brands in the card industry. Over one billion MasterCard and Maestro cards have been issued worldwide. MasterCard can be used at over 30 million points of purchase in 222 countries. In the UK the Switch debit card has been merged into Maestro. |
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American Express The American Express Company, founded in 1850, is the largest card and travel company in the world. The company has approximately 65,000 employees and around 72.5 million card members worldwide. Cardholders can take advantage of a popular bonus program which gives points for every purchase. |
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Diners Club Diners Club invented the world’s first payment card, travel insurance and the corporate card. Diners Club isn’t just a respected payment method at around 9 million points of purchase in over 200 countries. Diners Club is also a payment card with no maximum purchase limit. |
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Swedish Internet banks Nearly 75 % of all Swedish households pay their bills via their Internet banks, and 15 % of all purchases made online are paid through Internet banks. Paynova gives you access to 4 banks with only one contract. |
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Finnish Internet banks This is the fastest growing payment method in Finland. It works the same way as Internet banks in Sweden. With Paynova you only need one contract for access to 3 banks. |
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iDEAL iDEAL is a Dutch system for real-time bank transfers which is used by approximately 5 million people. It has gained a nearly 25 % share of online payments in the Netherlands in a short time. The participating banks are ABN AMRO, Fortis, Postbank, ING Bank, Rabobank and SNS Bank. |
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GiroPay GiroPay is a German payment system based on bank account transfers. Over 20 million customers have access to GiroPay via Sparkassen, Volks- und Raiffeisenbanken and Postbank. |
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ELV The “Elektronisches Lastschriftverfahren” Direct Debit method is the most popular way to pay online in Germany. Close to 40% of all online transactions are conducted as an ELV transaction. |
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ChinaPay The Chinese bank card service ChinaPay accepts 940 million debit and credit cards in China, a figure which represents 97% of all online payments. ChinaPay’s parent company China Union Pay has 206 member banks as joint owners, and is authorized by the People's Bank of China. |
